Dezy Pte Ltd UEN: 202116623N, 
68 Circular Road #02-01, Singapore 049422

Beat even the best cash savings account with Dezy

Get up to 5.65% a year, with 0 fees or lock-in. Dezy helps you beat inflation with smarter savings.
Get Started

What is a cash savings account?

A cash savings account is an account where you can deposit cash and generate returns on it. This type of account is generally issued by a bank or financial institution.

Best cash savings accounts in Singapore - A Comparison

Dezy brings you more than 10x the returns with much more flexibility. Dezy is not licensed by the Monetary Authority of Singapore, neither does it hold banking licenses.

SAVINGS ACCOUNT
INTEREST  
RATE A YEAR
REMARKS
  • 0.05% to 3.00%
    To hit the highest interest tier, you need eligible monthly transactions in excess of $30,000.
  • 0.05% to 2.38%
    To earn the maximum interest, you need to maintain an average daily balance of at least $200,000.
  • 0.05% to 2.50%
    Maximum interest is only earned on part of your
    monies, rendering the effective interest on your
    entire balances lower.
  • 0.15% to 3.00%
    To enjoy the highest theoretical interest, you need to purchase CIMB insurance/investment products.
  • 0.01% to 2.38%
    To earn bonus interest, you need to perform tasks like salary crediting, make investments, buy
    insurance, and pay bills using Standard Chartered.
  • 0.10% to 3.00%
    Earning the maximum interest is only possible by
    fulfilling criteria like purchasing insurance, credit
    card spend, bill payment and salary credit.
SAVINGS
ACCOUNT
INTEREST
A YEAR
REMARKS
0.05% to 3.00%
To hit the highest interest tier, you need eligible monthly transactions in excess of $30,000.
0.05% to 2.38%
To earn the maximum interest, you need to maintain an average daily balance of at least $200,000.

0.05% to 2.50%
Maximum interest is only earned on part of your
monies, rendering the effective interest on your
entire balances lower.
0.15% to 3.00%
To enjoy the highest theoretical interest, you need to purchase CIMB insurance/investment products.

0.01% to 2.38%
To earn bonus interest, you need to perform tasks like salary crediting, make investments, buy
insurance, and pay bills using Standard Chartered.
0.10% to 3.00%
Earning the maximum interest is only possible by
fulfilling criteria like purchasing insurance, credit
card spend, bill payment and salary credit.
Get Started

Dezy helps you save through inflation

Is money in your bank account literally burning a hole in your wallet? Are you losing value of your dollar? Dezy helps by offering safe and stable returns sourced from decentralised finance protocols - all while staying in Singapore Dollar
  • 5.65% a Year (up to)

    Access a safe and stable return that you can depend on. Dezy beats the banks on both returns and flexibility.

  • No lock in

    Unlike fixed deposits, which have early redemption penalties and fees, Dezy has zero lock-ins for your funds.

  • Fuss-Free

    Unlike savings accounts with tonnes of terms and conditions, there are no hoops to jump through with Dezy.

  • No fees

    You don't need a large amount of money to access better rates. In fact, no minimum deposit is the way we roll.

  • No Minimum Deposit

    With Dezy, say goodbye to fall-below fees, processing fees, and management fees levied by financial institutions

  • Risk Mitigated

    Dezy does not engage in leverage or other trading activities. Your Dezy balance and yield is insured.

SGD denominated

Deposit SGD, yield in SGD, and withdraw SGD.
No confusing cryptocurrencies to navigate.

1:1 Backed Stablecoins

Dezy only yields in 1:1 backed stablecoins such as XSGD or USDC so as to mitigate risks.

Safe and stable yield

Dezy offers you a stable rate of up to 5.65% with a diversified and risk mitigated strategy.

How does Dezy work?

Dezy is a technology stack there is powered by XSGD and USDC. By bundling decentralised finance primitives in an easy to use interface, Dezy offers safe and secure access to stable yields
  • 5.65% a Year (up to)
    What’s the interest
    on your savings plan?
  • No fees
    We take on foreign exchange
    and blockchain fees for you.
  • No lock in
    Withdraw when 
    you want.
  • Insurance
    Set, forget and yield 
    with peace of mind
  • Daily compounding
    Make more 
    with less.
  • Quick set up
    Fast KYC and
    faster deposits.
  • Risk Mitigated
    No exposure to leverage, trading or volatile cryptocurrency assets. 1:1 backed stablecoins only (XSGD & USDC)
  • Diversified
    Your yield is sourced from a range of audited DeFi protocols ensuring no single point of failure.

Get $15 for verifying your account.

Sign up and verify your Dezy account and get $15 credited in automatically, so you can see it start to yield.
Get Started

Backed By

Partners 

Financial freedom

in your inbox.

    The financial times, in 3-minute bites

    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898
    Disclaimers:
    1. Decentralised finance is an emerging field with fluid regulations and not without risk.
    2. Dezy is not licensed by the Monetary Authority of Singapore.
    3. Learn more about how we mitigate risk for consumer protection with insurance, diversification, and technical security measures.
    4. Dezy insurance coverage applies only to certain assets / protocols where insurance is applicable. Learn more about insurance.
    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898