Dezy Pte Ltd UEN: 202116623N, 
68 Circular Road #02-01, Singapore 049422

Earn & Save with Dezy

Looking to beat your savings account of fixed deposit and earn more savings?

Dezy offers you up to 5.65% a year, this is much more than you get from a bank.
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How can you earn more savings?

There are multiple different types of financial products available to help you with saving. Here are some of the best savings accounts available to you:
SAVINGS ACCOUNT
INTEREST  
RATE A YEAR
REMARKS
  • 0.05% to 3.00%
    To hit the highest interest tier, you need eligible monthly transactions in excess of $30,000.
  • 0.05% to 2.38%
    To earn the maximum interest, you need to maintain an average daily balance of at least $200,000.
  • 0.05% to 2.50%
    Maximum interest is only earned on part of your
    monies, rendering the effective interest on your
    entire balances lower.
  • 0.15% to 3.00%
    To enjoy the highest theoretical interest, you need to purchase CIMB insurance/investment products.
  • 0.01% to 2.38%
    To earn bonus interest, you need to perform tasks like salary crediting, make investments, buy
    insurance, and pay bills using Standard Chartered.
  • 0.10% to 3.00%
    Earning the maximum interest is only possible by
    fulfilling criteria like purchasing insurance, credit
    card spend, bill payment and salary credit.
SAVINGS
ACCOUNT
INTEREST
A YEAR
REMARKS
0.05% to 3.00%
To hit the highest interest tier, you need eligible monthly transactions in excess of $30,000.
0.05% to 2.38%
To earn the maximum interest, you need to maintain an average daily balance of at least $200,000.

0.05% to 2.50%
Maximum interest is only earned on part of your
monies, rendering the effective interest on your
entire balances lower.
0.15% to 3.00%
To enjoy the highest theoretical interest, you need to purchase CIMB insurance/investment products.

0.01% to 2.38%
To earn bonus interest, you need to perform tasks like salary crediting, make investments, buy
insurance, and pay bills using Standard Chartered.
0.10% to 3.00%
Earning the maximum interest is only possible by
fulfilling criteria like purchasing insurance, credit
card spend, bill payment and salary credit.
One unfortunate fact, none of these are helping you beat inflation in any way, shape or form.
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Enter Dezy - Save and beat inflation

Dezy offers up to 5.65% a year, with 0 fees or lock in. This gives you better returns and flexibility than most banks and other financial products.

Dezy is not currently licensed by the Monetary Authority of Singapore, nor does it hold any banking licenses.
  • 5.65% a Year (up to)

    Access a safe and stable return that you can depend on. Dezy beats the banks on both returns and flexibility.

  • No lock in

    Unlike fixed deposits, which have early redemption penalties and fees, Dezy has zero lock-ins for your funds.

  • Fuss-Free

    Unlike savings accounts with tonnes of terms and conditions, there are no hoops to jump through with Dezy.

  • No fees

    You don't need a large amount of money to access better rates. In fact, no minimum deposit is the way we roll.

  • No Minimum Deposit

    With Dezy, say goodbye to fall-below fees, processing fees, and management fees levied by financial institutions

  • Risk Mitigated

    Dezy does not engage in leverage or other trading activities. Your Dezy balance and yield is insured.

Safe and stable returns

Dezy offers 5.65% (up to) a year in returns sourced from audited decentralised finance protocols.

Diversified and Insured

Not all your eggs are in one basket. Dezy spreads risk with both built in insurance and diversification across multiple protocols.

Risk mitigated

No leverage or trading activity occurs with funds. Dezy only deals with 1:1 backed stablecoins and battle tested protocols.

How does Dezy work?

By bundling defi native insurance, a risk mitigated earning strategy and best in class security Dezy offers secure access to decentralised finance.
  • 5.65% a Year (up to)
    What’s the interest
    on your savings plan?
  • No fees
    We take on foreign exchange
    and blockchain fees for you.
  • No lock in
    Withdraw when 
    you want.
  • Insurance
    Set, forget and yield 
    with peace of mind
  • Daily compounding
    Make more 
    with less.
  • Quick set up
    Fast KYC and
    faster deposits.
  • Risk Mitigated
    No exposure to leverage, trading or volatile cryptocurrency assets. 1:1 backed stablecoins only (XSGD & USDC)
  • Diversified
    Your yield is sourced from a range of audited DeFi protocols ensuring no single point of failure.

Enter Dezy - Save and beat inflation

With Dezy you don’t just yield at 5.65%, you have multiple opportunities to earn rewards along the way - and that’s right, yield on those rewards as well.
  • 5.65% a Year (up to)

    Access a safe and stable return that you can depend on. Dezy beats the banks on both returns and flexibility.

  • No lock in

    Unlike fixed deposits, which have early redemption penalties and fees, Dezy has zero lock-ins for your funds.

  • Fuss-Free

    Unlike savings accounts with tonnes of terms and conditions, there are no hoops to jump through with Dezy.

  • No fees

    You don't need a large amount of money to access better rates. In fact, no minimum deposit is the way we roll.

  • No Minimum Deposit

    With Dezy, say goodbye to fall-below fees, processing fees, and management fees levied by financial institutions

  • Risk Mitigated

    Dezy does not engage in leverage or other trading activities. Your Dezy balance and yield is insured.

Set, Forget & Earn

You can earn more with Dezy by parking $5,000 and letting it yield.
Hit time based milestones and pick up rewards and badges along the way.
That’s one easy way for you to earn more savings.

Savings Ninja

Build stronger savings habits and earn rewards along the way. Deposit $1,000 a month, and build up a savings streak. Hit time based milestones and pick up rewards and badges along the way.

Learn to Earn

Start your journey down the rabbit hole and earn rewards. Dezy Learn to Earn has multiple topics with quizzes at the end that help you fact check your knowledge. Finish a quiz, collect a reward.

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Earn more savings with Dezy Referral and Ambassador Program.

Dezy Referral Program
Dezy Ambassador Program
Give $25, Get $25.
Friends help friends beat inflation. With Dezy, no good deed goes unpunished. Each friend that you refer gets you, and your friend $25 to try our service.

All you and your friend have to do is maintain a balance of $500 to be eligible for our referral program
Earn more rewards.

The more friends you refer, the more you earn. Each of your referrals earns you $25 credited into your Dezy account.

If you refer above 10, 20 or 30 people, you can earn rewards of $75, $100 and $125 respectively.

Get $15 for verifying your account.

Sign up and verify your Dezy account and get $15 credited in automatically, so you can see it start to yield.
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    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898
    Disclaimers:
    1. Decentralised finance is an emerging field with fluid regulations and not without risk.
    2. Dezy is not licensed by the Monetary Authority of Singapore.
    3. Learn more about how we mitigate risk for consumer protection with insurance, diversification, and technical security measures.
    4. Dezy insurance coverage applies only to certain assets / protocols where insurance is applicable. Learn more about insurance.
    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898