Dezy Pte Ltd UEN: 202116623N, 
68 Circular Road #02-01, Singapore 049422

Beat the highest interest for savings accounts with Dezy

Are you worried about your money in the bank beating inflation? Dezy brings you stable returns of up to 5.65% a year with 0 fees or lock in.
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What is an interest rate?
Blockchains are immutable and distributed ledgers. This means that a network is now able to transact with each other trustlessly and permissionlessly. Wait what?

What is a savings account?
Savings accounts are accounts that you can hold with a bank or financial service provider. You deposit money into this account and it accrues an interest for you.

Highest interest for savings account - a comparison

Dezy helps you beat even the highest interest rates on savings accounts with more flexibility than you get from a bank. Dezy is not currently licensed by the Monetary Authority of Singapore, nor does it hold banking licenses.
SAVINGS ACCOUNT
INTEREST  
RATE A YEAR
REMARKS
  • 0.05% to 3.00%
    To hit the highest interest tier, you need eligible monthly transactions in excess of $30,000.
  • 0.05% to 2.38%
    To earn the maximum interest, you need to maintain an average daily balance of at least $200,000.
  • 0.05% to 2.50%
    Maximum interest is only earned on part of your
    monies, rendering the effective interest on your
    entire balances lower.
  • 0.15% to 3.00%
    To enjoy the highest theoretical interest, you need to purchase CIMB insurance/investment products.
  • 0.01% to 2.38%
    To earn bonus interest, you need to perform tasks like salary crediting, make investments, buy
    insurance, and pay bills using Standard Chartered.
  • 0.10% to 3.00%
    Earning the maximum interest is only possible by
    fulfilling criteria like purchasing insurance, credit
    card spend, bill payment and salary credit.
SAVINGS
ACCOUNT
INTEREST
A YEAR
REMARKS
0.05% to 3.00%
To hit the highest interest tier, you need eligible monthly transactions in excess of $30,000.
0.05% to 2.38%
To earn the maximum interest, you need to maintain an average daily balance of at least $200,000.

0.05% to 2.50%
Maximum interest is only earned on part of your
monies, rendering the effective interest on your
entire balances lower.
0.15% to 3.00%
To enjoy the highest theoretical interest, you need to purchase CIMB insurance/investment products.

0.01% to 2.38%
To earn bonus interest, you need to perform tasks like salary crediting, make investments, buy
insurance, and pay bills using Standard Chartered.
0.10% to 3.00%
Earning the maximum interest is only possible by
fulfilling criteria like purchasing insurance, credit
card spend, bill payment and salary credit.
Unfortunately, none of the rates from high interest savings account from banks even help you beat inflation.

What is Dezy?

Dezy is the future of savings.
  • 5.65% a Year (up to)

    Access a safe and stable return that you can depend on. Dezy beats the banks on both returns and flexibility.

  • No lock in

    Unlike fixed deposits, which have early redemption penalties and fees, Dezy has zero lock-ins for your funds.

  • Fuss-Free

    Unlike savings accounts with tonnes of terms and conditions, there are no hoops to jump through with Dezy.

  • No fees

    You don't need a large amount of money to access better rates. In fact, no minimum deposit is the way we roll.

  • No Minimum Deposit

    With Dezy, say goodbye to fall-below fees, processing fees, and management fees levied by financial institutions

  • Risk Mitigated

    Dezy does not engage in leverage or other trading activities. Your Dezy balance and yield is insured.

5.65% a year (up to)

With up to 5.65% a year Dezy helps you beat the banks and inflation.

0 fee

Dezy absorbs both forex fluctuations and blockchain fees for you

Fuss free

Don’t understand blockchain, doesn’t matter. Yield in SGD

Diversified

Funds are diversified across a range of different audited decentralised finance protocols.

Insured

Dezy comes with built in insurance for consumer protection.

Secure

We use top of the line security measures to secure funds.

How does Dezy help you beat inflation?

Dezy is a technology stack that bundles together decentralised finance primitives so as to offer you secure access to risk mitigated yield.
  • 5.65% a Year (up to)
    What’s the interest
    on your savings plan?
  • No fees
    We take on foreign exchange
    and blockchain fees for you.
  • No lock in
    Withdraw when 
    you want.
  • Insurance
    Set, forget and yield 
    with peace of mind
  • Daily compounding
    Make more 
    with less.
  • Quick set up
    Fast KYC and
    faster deposits.
  • Risk Mitigated
    No exposure to leverage, trading or volatile cryptocurrency assets. 1:1 backed stablecoins only (XSGD & USDC)
  • Diversified
    Your yield is sourced from a range of audited DeFi protocols ensuring no single point of failure.

Earn even more with Dezy Rewards

There are many ways to earn with Dezy. Get incentivised to build stronger savings habits or to dive deeper into different financial concepts.
  • 5.65% a Year (up to)

    Access a safe and stable return that you can depend on. Dezy beats the banks on both returns and flexibility.

  • No lock in

    Unlike fixed deposits, which have early redemption penalties and fees, Dezy has zero lock-ins for your funds.

  • Fuss-Free

    Unlike savings accounts with tonnes of terms and conditions, there are no hoops to jump through with Dezy.

  • No fees

    You don't need a large amount of money to access better rates. In fact, no minimum deposit is the way we roll.

  • No Minimum Deposit

    With Dezy, say goodbye to fall-below fees, processing fees, and management fees levied by financial institutions

  • Risk Mitigated

    Dezy does not engage in leverage or other trading activities. Your Dezy balance and yield is insured.

Dezy Rewards

Whether you plan to set, forget and earn or you have a more routine savings goal in mind, Dezy is here to reward you.

Learn More
Dezy Referral Program

Give $25, Get $25 with Dezy Referral Program. Friends help friends beat inflation, so refer your friends to Dezy today!

Learn More
Learn to Earn

With Dezy Learn to Earn, you can engage with different topics within the app, complete quizzes and pick up rewards along the way.

Learn More

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    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898
    Disclaimers:
    1. Decentralised finance is an emerging field with fluid regulations and not without risk.
    2. Dezy is not licensed by the Monetary Authority of Singapore.
    3. Learn more about how we mitigate risk for consumer protection with insurance, diversification, and technical security measures.
    4. Dezy insurance coverage applies only to certain assets / protocols where insurance is applicable. Learn more about insurance.
    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898