Dezy Pte Ltd UEN: 202116623N, 
68 Circular Road #02-01, Singapore 049422

Finance basics - so you can make educated decisions about your money

At Dezy we believe that transparency is key.

Dezy Learn explores several different topics relevant to finance so that you can build strong foundations to your financial decision making.

In our Finance 101 series, we will take you through definitions of key terminology alongside with dispelling any incorrect assumptions you may have on how the financial industry functions.

Finance 101

Learn the basics of finance so you have strong building blocks.

Singapore Fixed Deposits: Still the Best Way to Earn High Interest?

Traditionally, Singaporeans have sought to protect the value of their hard-earned money by investing in […]
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Pros and Cons of the DBS Multiplier Account

Launched in 2014, the DBS Multiplier Account was the first high-interest savings account in Singapore, […]
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Did you know your bank only insures your cash up to $75,000?

"Trust is one of the most crucial aspects of the entire financial system." Yet trust […]
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What's the difference between APY and APR?

What does APY mean? What does APR mean? The difference - quite alot of money! […]
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Dive into different topics:

Interested in learning more? Check out our other learning modules:
  • 5.65% a Year (up to)
    What’s the interest
    on your savings plan?
  • No fees
    We take on foreign exchange
    and blockchain fees for you.
  • No lock in
    Withdraw when 
    you want.
  • Insurance
    Set, forget and yield 
    with peace of mind
  • Daily compounding
    Make more 
    with less.
  • Quick set up
    Fast KYC and
    faster deposits.
  • Risk Mitigated
    No exposure to leverage, trading or volatile cryptocurrency assets. 1:1 backed stablecoins only (XSGD & USDC)
  • Diversified
    Your yield is sourced from a range of audited DeFi protocols ensuring no single point of failure.

DeFi 101

Decentralised Finance is an emerging field, that is revolutionising the way finance functions. With innovations like smart contracts which allow for programmable money, middlemen like banks are no longer required to bring in a layer of trust.
This instead is achieved by code, meaning a more efficient system that puts more in the pockets of the end user.

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Stablecoins 101

What are stablecoins and are they actually stable? Understanding stablecoins, how they are different from other cryptocurrency assets, and how they are nuanced is important in forming an opinion on decentralised finance.

Learn more about the differences between cryptocurrencies and stablecoins, the different types of stablecoins and how that impacts their risk profile and much more in our stablecoin series. Start reading now!

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Inflation 101

It’s time to get back to the basics. Inflation is eating what's in your bank account. Want to understand how interest rates and inflation is related, and how this affects different types of asset classes. this is the place to start. 

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Financial freedom

in your inbox.

    The financial times, in 3-minute bites

    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898
    1. Decentralised finance is an emerging field with fluid regulations and not without risk.
    2. Dezy is not licensed by the Monetary Authority of Singapore.
    3. Learn more about how we mitigate risk for consumer protection with insurance, diversification, and technical security measures.
    4. Dezy insurance coverage applies only to certain assets / protocols where insurance is applicable. Learn more about insurance.
    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898