Dezy Pte Ltd UEN: 202116623N, 
68 Circular Road #02-01, Singapore 049422

Get paid when you save; get paid even more when you tell your friends!

Now you can earn bigger bonuses when you save regularly, refer your friends, or learn more about Dezy and Defi!

Beat the best fixed deposit rates & earn rewards

Beat even the best fixed deposit rateswhile you earn up to $250 in Rewards.
Get Started

$25 Referrals

Give $25, Get $25 with Dezy Referral Program. Friends help friends beat inflation.
Learn more.

Dezy Rewards

💤 Set, Forget & Earn

Deposit $5,000 and start earning bonuses.

Withdrawing sets the timer back to zero.
Get StartedSee terms and conditions.

🥷 Savings Ninja

Build strong savings habits, and earn.

Deposit $1,000 monthly and pick up cash bonuses along the way.

Get StartedSee terms and conditions.

🤝 Referral Program

Give $25, Get more than $25 back

Refer a friend and you’ll both get $25. If you refer 3 friends or more, our tiered reward lets you earn up to $40 per friend!

See terms and conditions.

📚 Learn to Earn

Dezy Learn to Earn

Earn up to $40 in rewards with Dezy Learn to Earn.

You earn bonuses by learning and taking quizzes about how Dezy and DeFi works.
See terms and conditions.

🎓 Win a SkillsFuture or Tertiary Course

Each month, 3 lucky Dezy customers win an educational course. Dezy covers up to $500 on courses of any subject matter, and $750 if you choose to do the Fintech and Blockchain course by tertiary courses.

All you have to do is make a deposit of more than $500 in the month to be in the running.
Learn more

🐿️ Bad Squirrel Crew

Squirrel away your savings and 
receive collectibles.

Dezy Referral Program

Earn more by helping your friends beat inflation.
Referral Program
Give $25, Get $25 - when you and your friends have a Dezy balance of$500 or more.

The icing on the cake? You get 5% of your friends' returns as they
 ontinue to save!
See terms and conditions.
Ambassador Program
Become a Dezy ambassador.
The more people you refer, the
more bonuses we’ve got coming
your way.

Friends help friends beat
inflation. Learn more about how
referrals work at Dezy.
See terms and conditions.
Get Started

Learn to Earn

With Dezy Learn you earn rewards and
unlock higher deposit limits.
Get Started

$15 for free!

Once you verify your Dezy account, we’ll credit it with $15.
Get Started

Collect badges

Squirrel away savings and receive collectibles.

Dezy Rewards FAQs

What is the Dezy Rewards Program?

Will I lose my money if I participate in the Dezy Rewards Program?

Terms & Conditions

General

Set, Forget & Earn

Savings Ninja

Referral Program

Why are traditional fixed deposit rates so low?

First let’s start with what a fixed deposit actually is. This is where we can begin to explore why fixed deposit rates are lower compared to the returns you can source in decentralised finance.

What is a fixed deposit?

A fixed deposit is a financial instrument offered by banks which provide customers with a higher rate of interest than an average savings account. This comes with a level of “lock-in” in that this return is only offered if the customer holds his funds in the fixed deposit until the given maturity date.

My fixed deposit rates aren’t helping me beat inflation!

Decentralised finance eliminates intermediaries by allowing people to conduct peer to peer, or peer to pool transactions using emerging technologies. This means that intermediaries like banks are no longer part of the transaction flow. This greatly reduces the cost of the transactions, passing more value on to the end user.

Imagine how much it takes to run a bank? It is this, compounded with various other market forces that result in the higher returns present in the decentralised finance industry.

How is Dezy different to fixed deposits?

Dezy offers an alternative to fixed deposits where you can earn up to 5.65% a year with 0 fees or lock-in. This provides you with flexibility, while also giving you access to higher returns.

Financial freedom

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    The financial times, in 3-minute bites

    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898
    Disclaimers:
    1. Decentralised finance is an emerging field with fluid regulations and not without risk.
    2. Dezy is not licensed by the Monetary Authority of Singapore.
    3. Learn more about how we mitigate risk for consumer protection with insurance, diversification, and technical security measures.
    4. Dezy insurance coverage applies only to certain assets / protocols where insurance is applicable. Learn more about insurance.
    Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898