Dezy Pte Ltd UEN: 202116623N, 
68 Circular Road #02-01, Singapore 049422

Beat The Interest Rate You’ll Get From Banks Savings’ Accounts

Earn up to 5.65% a year excluding rewards and bonuses,
with no fees and lock-ins. Your deposits are also insured!
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What are savings
accounts?

Savings accounts involve depositing cash in return for the bank paying you interest.

Savings accounts in Singapore come with layers of additional functionality:

Types of savings accounts

How does DeZy work?

DeZy is a tech stack that is powered by XSGD and USDC. 
We bundle insurance and a diversified yield strategy for safe and stable returns.
Take Your First Step Towards Financial Freedom
And...5% of the interest on their
savings. #passiveincome
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Savings Accounts in Singapore

However, most savings accounts nowadays return only a miniscule amount on your deposit; if you account for inflation – this means the value of your savings is deteriorating every day you keep your funds with a bank.

To give you a better picture, we’ve compared the interest rates offered by banks in Singapore,including “high-interest” savings accounts

SAVINGS ACCOUNT
INTEREST  
RATE A YEAR
REMARKS
  • 0.05% to 3.00%
    To hit the highest interest tier, you need eligible monthly transactions in excess of $30,000.
  • 0.05% to 2.38%
    To earn the maximum interest, you need to maintain an average daily balance of at least $200,000.
  • 0.05% to 2.50%
    Maximum interest is only earned on part of your
    monies, rendering the effective interest on your
    entire balances lower.
  • 0.15% to 3.00%
    To enjoy the highest theoretical interest, you need to purchase CIMB insurance/investment products.
  • 0.01% to 2.38%
    To earn bonus interest, you need to perform tasks like salary crediting, make investments, buy
    insurance, and pay bills using Standard Chartered.
  • 0.10% to 3.00%
    Earning the maximum interest is only possible by
    fulfilling criteria like purchasing insurance, credit
    card spend, bill payment and salary credit.
SAVINGS
ACCOUNT
INTEREST
A YEAR
REMARKS
0.05% to 3.00%
To hit the highest interest tier, you need eligible monthly transactions in excess of $30,000.
0.05% to 2.38%
To earn the maximum interest, you need to maintain an average daily balance of at least $200,000.

0.05% to 2.50%
Maximum interest is only earned on part of your
monies, rendering the effective interest on your
entire balances lower.
0.15% to 3.00%
To enjoy the highest theoretical interest, you need to purchase CIMB insurance/investment products.

0.01% to 2.38%
To earn bonus interest, you need to perform tasks like salary crediting, make investments, buy
insurance, and pay bills using Standard Chartered.
0.10% to 3.00%
Earning the maximum interest is only possible by
fulfilling criteria like purchasing insurance, credit
card spend, bill payment and salary credit.
Get Started

A Superior Alternative to Savings
Accounts for Earning Higher Interest

Dezy offers you up to 5.65% per annum returns, which is more than ten times of what some banks give.
  • 5.65% a Year (up to)

    Access a safe and stable return that you can depend on. Dezy beats the banks on both returns and flexibility.

  • No lock in

    Unlike fixed deposits, which have early redemption penalties and fees, Dezy has zero lock-ins for your funds.

  • Fuss-Free

    Unlike savings accounts with tonnes of terms and conditions, there are no hoops to jump through with Dezy.

  • No fees

    You don't need a large amount of money to access better rates. In fact, no minimum deposit is the way we roll.

  • No Minimum Deposit

    With Dezy, say goodbye to fall-below fees, processing fees, and management fees levied by financial institutions

  • Risk Mitigated

    Dezy does not engage in leverage or other trading activities. Your Dezy balance and yield is insured.

5.65% a Year (up to)

Access a safe and stable return that you can depend on. Dezy beats the banks on both returns and flexibility.

No lock in

Unlike fixed deposits, which have early redemption penalties and fees, Dezy has zero lock-ins for your funds.

Fuss-Free

Unlike savings accounts with tonnes of terms and conditions, there are no hoops to jump through with Dezy.

No fees

With Dezy, say goodbye to fall-below fees, processing fees, and management fees levied by financial institutions.

No Minimum Deposit

You don't need a large amount of money to access better rates. In fact, no minimum deposit is the way we roll.

Risk Mitigated

Dezy does not engage in  leverage or other trading  activities. Your Dezy balance  and yield is insured.

How does DeFi work?

Trying to understand staking and yield
farming? We do it for you.
DeZy turns your SGD into stablecoins
and stake them in high yield decentralised
finance protocols, so you don’t have to.

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      Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898
      Disclaimers:
      1. Decentralised finance is an emerging field with fluid regulations and not without risk.
      2. DeZy is not licensed by the Monetary Authority of Singapore.
      3. Learn more about how we mitigate risk for consumer protection with insurance, diversification, and technical security measures.
      Dezy Pte Ltd UEN: 202116623N, 80 Robinson Road, #08-01, Singapore 068898